 
      Prepaid Gift and Travel Cards
PREPAID GIFT & TRAVEL CARDS

- Use where debit cards are accepted
- Use online or over the phone
- Spend only what is loaded on the card
- Manage spending and check balance online when registered
- FDIC insured when registered
Gift Card
- Easy to load– just load and go!
- Fully transferrable– buy and give
Large Order Gift Cards
- Can be personalized with a custom message
- Personalized Gift Cards for individuals, businesses or organizations
- Choose the value to load on each card
- Choose from a number of card designs
Travel Card
- Accepted internationally
- Direct deposit allows individuals to save for upcoming trips
- Get cash at ATMs
- Text message alerts available
Standard text message rates apply
Reloadable Card
- No credit check required (subject to identification verification)
- Better than check cashing– load payroll, government, and other checks
- Pay bills online
- Get cash at ATMs
- Text message alerts available
- Standard text message rates apply
FEE SCHEDULE
| Gift Cards | |
| Cardholder Fees | |
| Purchase Fee | $5.00 | 
| Inactivity Fee | $2.95 after 12 consecutive months of inactivity | 
| Reload Fee | N/A | 
| Point-of-sale PIN Purchase | N/A | 
| Point-of-Sale Signature Purchase | No Charge | 
| Lost/Stolen Replacement Fee | $5.00 | 
| Cash Access | N/A | 
| Large Order Gift Cards | |
| Cardholder Fees | |
| Purchase Fee | $5.00 | 
| Monthly Fee | $2.95 after 12 consecutive months of inactivity | 
| Reload Fee | N/A | 
| Point-of-sale PIN Purchase | N/A | 
| Point-of-Sale Signature Purchase | No Charge | 
| Lost/Stolen Replacement Fee | $5.00 | 
| Cash Access | N/A | 
| Reloadable Card | |
| Cardholder Fees | |
| Purchase Fee | $9.95 | 
| Monthly Fee | $3.00 | 
| Monthly Fee With Monthly Direct Deposit | $0.00 | 
| Reload Fee at Financial Institution | $4.95 | 
| Cash Access Fees: | |
| ATM Balance Inquiry | $0.50 | 
| ATM Domestic | $1.50 | 
| ATM International | $3.00 | 
| Cash Advance | $5.00 | 
| Point of Sale PIN Purchase | No Charge | 
| Point of Sale Signature Purchase | No Charge | 
| Lost/Stolen Replacement Fee | $5.00 | 
| Travel Card | |
| Cardholder Fees | |
| Purchase Fee | $9.95 | 
| Companion Card Purchase Fee | $2.95 | 
| Reload Fee at Financial Institution | $4.95 | 
| Inactivity Fee | $2.95 per month after 12 consecutive months of inactivity | 
| Cash Access Fees: | |
| ATM Balance Inquiry | $0.50 | 
| ATM Domestic | $1.50 | 
| ATM International | $3.00 | 
| Cash Advance | $5.00 | 
| Point of Sale PIN Purchase | $0.50 | 
| Point of Sale Signature Purchase | No Charge | 
| Lost/Stolen Replacement Fee | $5.00 | 

